In general, living in Thailand is significantly cost-effective; of course, if you are not a single man and you are in a relationship, you will be able to save some cash each month from sharing accommodation, but this is often a minimal amount. Must admit my expenses are a lot more. . I would love to retire in Italy for a few years too. This year, I spent 6 weeks in Thailand to help my parent. on this page is accurate as of the posting date; however, some of our partner offers may have expired. The following two tabs change content below. thailand live . Individuals moving to Thailand from the U.S. may suffer a bit of culture shock. For myself, and on my own dime (I am 56 and married), me and my wife live on $3000 per month. Now, he says, he and wife generally spend three months during Thailands rainy season traveling in Europe (COVID times being an exception). Hey Everyone, Im in Chiang Mai and it is great here. Imported liquor is about 50% more than what I would pay in the US IF I COULD STILL DRINK (interferes with my meds), I am generally there during the wet season, so room prices are lower. There are many reasons why expats choose to move to Thailand; this includes the beautiful weather and the stunning scenery. For the sake of argument, let's say that the interest earned is in line with inflation, and that the spending power remains the same over 14 years. . There are no guarantees that working with an adviser will yield positive returns. To live like that is to live a life short changed, and to be forever wondering Is this all?. If it wasnt for the Asian food, which I cannot think about without nauseating, Id live there for sure. Most will take the view that the benefits outweigh the risks and, with a little extra caution, one can avoid something unfortunate happening. Returning to the same vendor again and again is a great way to make a local friend. The retirement visa also does not allow you to work in the country. Healthcare is important to factor into your budget. Here's what you need to know about retirement in Thailand. You can then get a good microwave oven. Well, my dad eat mostly seafood. The Japanese retirees spend about $3,000 per month to retire in Thailand. Copyright 2022 Filipino Wealth FilipinoWealth.com. Those unfamiliar with it may suffer some culture shock. Some of those that I've seen would stretch the cooking requirements for Ramen and a beer. Its extremely helpful that they use USD and there was a sample budget up somewhere where Americans could live off of the average SS check ($1200) and have a maid and eat out all the time. If the exchange rate goes back to 37:1 our USD expenses will also drop to about $2200 a month. Depends on the area. Hopefully, Thailand will open up soon. Having a Thai girl by your side makes it possible to get to get to know the A recent study carried out by NetCredit estimated that a person needs approximately $390,000 (US) to retire in Thailand. The rent from your condo (assuming it was paid off by then) would supply more than enough money to live on so you could leave all your other cash invested. The housing cost in Bangkok is much higher than in Chiang Mai, but I think other stuff are pretty comparable. Comparative assessments and other editorial opinions are those of U.S. News Hope you all are doing well . 2021 is about as much a mess as 2020 so far in US this year. I dont even spend $4000 a month in my Washington DC suburb and I pay mortgage and child support. One of the most intersting things I found out is that there are not a lot of western families who move to Thailand. With its low living cost, modern infrastructure, and high-quality healthcare, Chiang Mai was ranked as the fourth-best "affordable place" to retire overseas for Americans. By continuing to browse this website, you accept cookies which are used for several reasons such as personalizing content/ads and analyzing how this website is used. + Check Cost of Living Not in the short-term, but within 5 to 7 years. Most apartments and many houses come furnished. There are many temples, festivals, and activities to do around Chiang Mai. The country has a rich culture with delicious cuisine and friendly people. There were some riots and coups, but they generally leave foreigners alone. Learn how to stop stressing about money matters and start enjoying your free time with these pro tips. I don't see what is wrong. In the past we have had excellent medical care in Australia, New Zealand, Jordan, Turkey, and Mexico for a fraction of the USA costs before Medicare kicked in. It's how I started learning. Never get into a tuk-tuk or songthaew without agreeing on the price in advance. But. Its not as great as most people think. Retired military at 31? However, the culture shock of living in Thailand can be significant for Americans. Whew, I dodge that bullet. Vendors offer fresh pineapple, mango, watermelon and even stinky durian. Here are a few of the common costs: Retiring in Phuket: Bottom Line Anyone considering a move should also make sure to research the Thai culture. Nice article. They can always come visit us if they miss us. This leads us to todays question of what it is like to be a single man living in Thailand? The average wage in northern Thailand is around $600, but due to covid19, some data suggests this is closer to $400. Heres what you need to know about moving to Puerto Rico for retirement. Here's a look at the most recent IRA and 401(k) tax reform laws. My Thai friends tell me you are absolutely correct about the cost of living. I lived there for half a year and its wonderful to live in the tropics. Best VPN to Protect Your Online Privacy, 5. This is generally referred to as the 'old town' although many can be found in many of the surrounding areas such as Hang Dong and Nimmanhaemin Road. Joe, youd like the west coast and Vancouver Island. Renting before you consider a property purchase is a good idea. The native English speakers tend to be Australian or English, not American. The city also gets over 10 million visitors in 2019 so they are used to foreigners. Were also considering some international options for our pretirement years. I dont know how or if the Affordable Care Act will change this, but retiring before Medicare eligibility in the US and relying on privately purchased health insurance is pretty much financially impossible for all except the wealthy. But is it a good fit for retirement? If you haven't done these things by age 50, it could be too late to do them well. Retire Earlier on Less. Nothing major happened to me though. He paid about $3,500 for them. Though it has depreciated in the past two months, it is still significantly stronger compared to three or four years ago. Main thing attract me is very good maid and I and my husband getting old do not want to keep working in the house. Jim Barnash is a Certified Financial Planner with more than four decades of experience. Many people consider retiring in Thailand, because it costs relatively little to live comfortably there. A recent study carried out by NetCredit estimated that a person needs approximately $390,000 (US) to retire in Thailand. And it was fun. Golf $30-$60 depending on the golf course. JavaScript is disabled. Thats cheap. But Im biased, because we did it. You probably are entitled to some pension if you were in the army and worked in the UK in other jobs. I like Holly would have to visit places first to see how well we like it. We both get what we want while paying a price for it. We havent been there for over 10 years. The cost of living allows a retired man the opportunity to live in a nice place while trying to make do on a fixed income. Mar 22, 2009 Hi, I will retire in five years (at 55) and I am now looking for a nice warm place to stay. It is not the most similar to U.S. culture. I think it might work out well for a retired couple with ties in Asia though. You should plan to live in Thailand on a budget of at least $1,500 per month, with $2,000 being a more reasonable benchmark. His advice? It is so amazing to live sea front on a quite island with a dozen islands in our view. Pete Bowen landed in Thailand in 2009 with a suitcase and a guitar, looking for a spot to retire. To qualify, you must be 50 years. 2016 update: I went to Chiangmai to check out a retirement resort and get an update on the cost of retiring there. Inflation is also quite high in Thailand. If youre interested, it may be worth consulting with a financial advisorbefore actually making your move. Also, I dont have to deal with any visa problems. You never know I would love to live in South America for a few years. Taking money from your IRA may seem like a simple matter, but it's a decision that must be timed right. If only we could go back in time! Hed been to Thailand before and knew he wanted to live by the beach, not in a big city like Bangkok. Wow, thats really interesting. The longer you stay somewhere the more you come across great deals on rentals.The research uses the same algorithmic metrics to estimate the amount required for retirement across all the countries, so it's not an exact science and will be inaccurate in places. I was very happy thinking I found the resources I needed and then I heard something about "taxes" in Thailand? Maybe you should get a hotel for a week or two to familiarize yourself. Most surgery costs 30% to 40% less than in western countries. In the meantime we are preparing to sell our home in the US and find an apartment for the next year until I can finish up the project. It's a little more complicated - read more here -. question with a Yes. New cars are another one. I doubt if I am entitled to any kind of pension from the UK despite always working since 16 and 5 years in the Army. As some of our long-time readers may know, my parents are semi-retired in Chiang Mai, Thailand. Although you do have to take precautions as you would anywhere in the world. I have heard many men are going to The Phillipines to meet younger women and it seems easier there than in Thailand. Bowen also notes that while Phuket is great for single men, it may be less appealing for others. Why did you have to write about this? Couples should have a strong relationship to last here.. I might have to drop by and say hi when were over there. When you factor in utilities, that cost reaches more than $640. Thats a law that dates back to the Vietnam war. 1. Sorry, Im not that helpful. And then there's traveling back to home now again. It can take a long time to be good at investing and the earlier you start the better. According to March 2022 Numbeo, a site that collects cost of living data from around the world, the average cost of living . Visit a quote page and your recently viewed tickers will be displayed here. For Thai families, the household motorbike is an indispensable necessity, and many foreign retirees and expats come to feel the same way. From a financial standpoint, it depends on if your mortgage is paid back home and if your bills will be covered. In general, you can save the most by living and eating like a local. And weve got an awesome (imo) public healthcare system. Takes 2 minutes. Living it Large in Thailand Now, if you were working with $5,000 per month for living costs, you could really push out the boat and live an extremely comfortable lifestyle. The data shows that inflation is around 3-4% each year, but my dad said it feels like more. Well have dinners with a dozen friends every few weeks. For example, international foods often cost significantly more than buying local produce or eating out at a small, local restaurant. Of course, booking a girl for your Thailand holiday does not mean treating them like a commodity, but treating them with respect, as you would like to be treated. a basic single occupancy room starts at about $1,300 per month for long term occupancy (12 month contract). I have so many folks asking me what it costs to live here in Chiang Mai. Heres how you can get foreign citizenship and a second passport in as little as two years, Can my investments survive a crisis if I retire early? Well probably try to avoid the import stuff as much as we could when we go to Thailand. Its probably an advantage because usually the US dollar strengthen during time of financial crisis. Upon signing you'll typically hand over the first and last month's rent, plus a security deposit of one month. Most contracts are for a year, but six-month leases are also common. Find out how it stacks up against North America, Europe and Asia. Im sure we would have a tough time at first too. This includes all domestic and international income. Many foreign restaurant owners offer by-the-glass wine promotions to attract diners. Since US citizens are taxed on global income you're going to have to answer that little "Do you have accounts or financial interests overseas that total more than $10,000?" It's true. So no houses unless you are married to a Thai citizen (I think.). Thaiger Video Sunday, March 6, 2022. Taxes? This should be done in January. However, Im also looking in to retiring in South America. With the 2008 financial crisis still unwinding in a slow-motion disaster, its unclear what the final outcome will be. Most retirees have modest savings and a half decent pension. Having travelled throughout Asia as both a professional, and a tourist, I understand the value between living on company time, and living on my own dime. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. Have you researched and created a list of retirement destinations based on visa and permanent residency requirements? See the Retirement Options for Foreigners in Thailand. Though I feel, if one tries local Thai cuisine, it will be cheaper (as you mentioned) and Japanese restaurants are expensive everywhere. They buy jewelry, luxury goods, skincare products, souvenirs, and who knows what else to take home (for use, gift, and resale.). Many local Thais can live on this budget in the north, but naturally, some locals are restricted due to this low amount. I live in a large city, but have always fantasized about retiring to more relaxed, cheaper places. If you're looking to stretch your retirement budget as far as you can and are up for an exotic adventure, consider retirement in Thailand. My dad guesses they spent around $25,000 to deal with the stroke and the aftermath. Expat Forum For People Moving Overseas And Living Abroad. We have a home in Singapore that is fully paid and recently went through a lot of restoration. Many Thai women are interested in foreigners for love, fun, or both. What am I still doing in the US!? We are at Thousand Oaks fro past 25 years and now kids are at college . We love the National Park system and now that we volunteer in the Oregon State Parks as well, we are happy campers indeed. Can you share your cost of living? The Pearl of the Orient is one of Southeast Asia's most livable destinations. . Learn how your comment data is processed. the cost of living in thailand in 2020 how much do you need. Thailand does seem very affordable and buying places and renting them out to others would be a nice income stream. He warns that driving in Thailand is dangerous and death rates from crashes are high. I first wrote this post in 2013 when I came to see my parent. I agree on that having a budget is key to both a healthy lifestyle, and a life fulfilled. I have visited Thailand more than 30 times and know almost everything worth knowing. As somebody who has had the opportunity to speak with both locals and expats I will share the word on the street, so you know what it is like as a single man living in Thailand. I use both. Otherwise, just move to Florida. 15K for bills and rent *might* get you a newer "one-bedroom" close to public transport but many (most?) Not everyone will require a moped, but some may want a car. I think it makes perfect sense to retire somewhere thats more affordable. There are many types of insects, including mosquitoes, many types of ants and cockroaches (that can fly). try calabria right down southhad an apartment there for 6yrs.quite cheap can buy decent apartment for 70,000 euros.but it became boring. Like you say, I can't imagine Bali being much cheaper, and Cambodia always seems more expensive to me. That is by keeping the same lifestyle they maintained in the US. He relies on football and basketball internet packages for his U.S. sports fix. The upstairs bedroom is designed like a open tree house. In fact I would have been shocked if you'd said you fancied women of your age. The bottom line for Bowen is theres no going back to the U.S. Kamala Beach, he says is gorgeous it really is one of the most beautiful places in the world.. Thailand is not only a country that Id love to visit, but also one that I strongly consider retiring to. In preparation for this article, I asked a few close friends of mine who are single Thais and why they prefer foreigners? I am a non-alcoholic person; so cant really comment on beverages but that (along with entertainment) seem to be a bit high too! The only problem is the local people are really struggling. We sleep with are children on the balcony at least half the year. If only we were able to take more time off! Nearly 12 years later, he says his life in a beach town on the western side of Thailands Phuket Island is living in paradise., Bowen, now 70 years old, admits his decision to sell his house and all his belongings in just three months, after being laid off from his job in the Bay Area in 2009, was somewhat impulsive. I would be so fat if I retired in Thailand! Many of those retired folks live part time in Thailand. I would love to have 70,000 Baht ($2,333) for retirement in Thailand. Just found your website, and along with most of the other subject blogs on it, is current, informative and relevant. Thais hold special ceremonies after the death of a loved one, as no one wants ghosts to remain at home. Well see. I speak Thai, have families here, and Im a Thai citizen. Youre right. See my credit card page for instruction on how to travel hack and which card to signup for today. I usually ignore this type of research because seldom is it accurate. Trouble is that since the property is in her name (his if you are female), they can jut divorce you without warning and leave you fat, dumb and not so happy. More privacy info here. For a comparison, a one-bedroom apartment in the city center of New York costs under $3,100 per month in rent, which is almost five times more than Bangkok. As to condo ownership the total ownership by farang cannot exceed 50% but if you own it, they wont force you to move if thru some quirk (a bit of tea money can work wonders) the farang ownership % exceeds 50% I spend about 3 months/year in 6 week segments 6 months apart in Thailand generally in Pattaya and traveling to Chanthaburi every other weekend and have a pretty good command of pa-sa Thai even if only 4000 words. The new spending bill makes it easier to save for retirement. The language (Thai) is notably difficult to learn for those from Western countries. Rents are around 70% lower on average. Ive not tried bugs and dont think I ever will. As you can imagine, there are many different stories and tales about dating in Thailand as a single man. However, other countries in SE Asia aren't immune to these problems either. Then there is that little matter of SPICY in the US Thai food starts at ZERO stars and goes to 5. We're back from our retirement research trip in Thailand and I've got good info to share. Another option would be to purchase the house (you can own the house, just not the land) and then do a 30 year lease on the land. Well see how it goes. Put your thumb in the pie, your finger in your eye, and spend a night looking at the sky. I've used one for 4 years. My dad mentioned that raising a kid is a pretty big expense in Thailand. Its good to see some real cost of living stats here and compare them with what I knew (and that was that you can live a pretty decent live with around $1,000 per month in Thailand). That said, unsophisticated crime is rampant in Ecuador. It will be a very easy transition for me. Yeah, some US locations are quite expensive. But I think 70k a good monthly amount to aim for if you are considering retirement in Thailand. Then language is taught here from the very first say at school, and most Fil. You will also have to pay for visas and bent officials if you want anything done. Glad you are finding it useful. Yes, my parents are using the public healthcare right now. In actual fact, there are many others, but from feedback, experience, and speaking to the expat community, these two factors often rank and are the top reasons single men move to Thailand. Only downside for me is that I find the heat/humidity a bit testing. The process for getting a retirement visa is relatively simple, but it can also become quite long depending on how, exactly, you want to spend your retirement (more on that in the next section). There was basic Thai health insurance available for maybe 5000 7000B/ month in May 2016 but their brochures are cryptic to understand (and that is being KIND). Hi! Good private schools are expensive here, and that's where the balance is likely to tip in favor of living back home. COMMUNICATION: You'll be hard pressed to find a Filipino who cannot converse fluently in English. We could get by on less than $1,000 per month in Texas if not for taxes and insurance. Once this money has been in the account for 60 days you can apply for a 1-year extension of stay based on retirement at a local immigration office. Having traveled to Thailand 14 times and having many friends live there full time, I disagree with the costs here to retire. I would love to retire somewhere cheap but would hesitate to move away from my kids (and future grandkids?) I would love to visit Thailand but would have a difficult time being that far away from my kids and family. Photo credit: iStock.com/Rawpixel, iStock.com/saiko3p, iStock.com/primeimages. I own property in ireland which i rent out and pay tax on profits. Foreigners cannot own land. A really good, informative website - thank you. The cost of living is low, as is the cost of healthcare. 5. Consider your health care plans, income sources and tax bracket before making the transition. Cuenca, Ecuador is the #1 retirement abroad destination. Who the hell are you?! Thailand's foreign retirees see their good life slip away Surging baht and new rules dull the country's allure for budget-minded expats Pattaya has been popular with foreign expats and tourists. Americans are living longer than ever, and that creates some challenges for retirees. I would say Chiang Mai offer me nice environment with nice people that still lingering in my memory. This is awesome! Wise is the cheapest and fastest way to send money to Thailand. I can find a small room in a hotel A/C, fan, refrig, hot water about 800, 900 meters from the beach for maybe 5,000B plus power and water (power is 5B/ unit and water is about 100B/ week). Thailand is one of the best places for Australians to retire overseas and you won't be alone, there are already a massive number of Australian Expats living in Thailand. 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